By Marie Crivello

Vice President, Bank of Southern California

 

We save clients money just by banking at Bank of Southern California.  Below are just two examples of the cost saving and special services we offer our business clients.

Account Analysis:

Account analysis is a type of business checking account where the clients receives earnings credits instead of interest. The earnings credit rate at Bank of Southern California is 1.25% which is much higher than other banks. This means businesses that bank with us will earn higher earnings credits which they can use to offset service fees.

SBA Loan Alternative:

If a client doesn't have three years of historical financials to support their loan request, we can complete an SBA loan so we can still provide the borrower with the financing they need. SBA is a great alternative when a client can't qualify for conventional financing.

Marie Crivello has extensive experience in the banking industry with expertise in underwriting and financial analysis, consumer and commercial lending, private banking, and treasury management product and service knowledge.  She has held a variety of client management and lending positions with San Diego National Bank, US Bank,  San Diego Private Bank, and now Bank of Southern California.  She is a graduate of Cal Poly, San Luis Obispo, receiving her B.S. in Accounting and Finance and a graduate of University of San Diego, receiving her M.S. in Accounting and Finance.

Bank of Southern California is committed to serving the unique business, professional and personal banking needs of Southern California.  We provide a full-range of banking services and work one-on-one with customers to create the best strategies, solve financial problems, and streamline a client's entire banking experience.  At Bank of Southern California, we offer competitive pricing on deposit accounts along with an earnings credit rate of 1.25% and lower service fees.  We also offer competitive interest rates on conventional loan requests, along with SBA and construction financing.  The best part about banking at Bank of Southern California is that we have local decision makers that live in San Diego and we can get creative with our lending.  We know the market and can make quick turnarounds on loan decisions.  Plus, you get excellent customer service where someone always answers the phone and there are no 800 numbers to call.

 

Marie Crivello

Vice President, Bank of Southern California

858-847-4750 office